﻿<?xml version="1.0" encoding="utf-8"?><!--RSS Genrated: Thu, 03 Sep 2026 23:22:59 GMT--><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:ev="http://purl.org/rss/1.0/modules/event/"><channel><title>FSB Bank - Financial Wellness</title><link>https://www.fsb.bank:443/Education/Blog/rss/category/444/financial-wellness</link><atom:link href="https://www.fsb.bank:443/Education/Blog/rss/category/444/financial-wellness" rel="self" type="application/rss+xml" /><description>RSS document</description><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[First State Bank Partners with Habitat for Humanity of Oakland County to Support Building Block Tour 2026]]></title><link>https://www.fsb.bank/Education/Blog/first-state-bank-partners-with-habitat-for-humanity-of-oakland-county-to-support-building-block-tour-2026</link><description><![CDATA[ Local Financial Institution Backed Community-Led Initiative Highlighting Pontiac Neighborhoods and Resident Voices 
 
ST. CLAIR SHORES, MI. July 2026 
 
First State Bank recently concluded its ...]]></description><pubDate>Mon, 10 Aug 2026 18:27:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/first-state-bank-partners-with-habitat-for-humanity-of-oakland-county-to-support-building-block-tour-2026</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-259]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[The State of Homeownership]]></title><link>https://www.fsb.bank/Education/Blog/the-state-of-homeownership</link><description><![CDATA[ According to  CNN , mortgage rates have climbed to the highest level in 9 months. But how did this get so out of reach? Historically, buying power balanced out the cost of houses. During the ...]]></description><pubDate>Wed, 01 Jul 2026 16:39:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/the-state-of-homeownership</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-196]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[What Independence Looks Like Today]]></title><link>https://www.fsb.bank/Education/Blog/what-independence-looks-like-today</link><description><![CDATA[ Financial independence doesn’t mean having unlimited wealth. It means having a plan, feeling prepared for the expected and the unexpected. And it means having the confidence to move forward, no ...]]></description><pubDate>Wed, 03 Jun 2026 15:00:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/what-independence-looks-like-today</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-186]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[The 20% Tax Deduction Most Small Businesses Don’t Know About]]></title><link>https://www.fsb.bank/Education/Blog/the-20-tax-deduction-most-small-businesses-dont-know-about</link><description><![CDATA[ QBI (Qualified Business Income) is a deduction that allows eligible businesses to deduct up to 20% of their income from federal taxes. For LLCs, sole proprietors, and other pass-through entities ...]]></description><pubDate>Mon, 01 Jun 2026 19:45:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/the-20-tax-deduction-most-small-businesses-dont-know-about</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-185]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[How to Budget for a Wedding]]></title><link>https://www.fsb.bank/Education/Blog/how-to-budget-for-a-wedding</link><description><![CDATA[ Weddings can be unbelievably expensive; we all know it. There is the venue, food/drinks, DJ, attire, rings, transportation, flowers/decorations, and even more surprise costs. That’s why it is ...]]></description><pubDate>Wed, 06 May 2026 19:52:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/how-to-budget-for-a-wedding</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-173]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[Tips for Starting a Business in 2026]]></title><link>https://www.fsb.bank/Education/Blog/tips-for-starting-a-business-in-2026</link><description><![CDATA[ Starting a business today is both challenging and accessible. On the one hand, the barrier to entry is lower than ever. There are countless tools, platforms, and educational resources available to ...]]></description><pubDate>Mon, 04 May 2026 14:03:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/tips-for-starting-a-business-in-2026</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-172]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[How to Budget After College in 2026]]></title><link>https://www.fsb.bank/Education/Blog/how-to-budget-after-college-in-2026</link><description><![CDATA[ In this guide, we’ll go over how you can avoid debt and gain financial freedom through careful planning and modern budgeting techniques. Altogether, making a topic like this one manageable rather ...]]></description><pubDate>Wed, 01 Apr 2026 15:22:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/how-to-budget-after-college-in-2026</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-165]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[Your Guide to Navigating Tax Season]]></title><link>https://www.fsb.bank/Education/Blog/your-guide-to-navigating-tax-season</link><description><![CDATA[ Having someone who handles your taxes is great, but knowing what is being filed is beneficial. This way, you can understand the process better and will be able to anticipate the questions that will ...]]></description><pubDate>Thu, 12 Feb 2026 15:34:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/your-guide-to-navigating-tax-season</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-145]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[Achieve Financial Peace of Mind]]></title><link>https://www.fsb.bank/Education/Blog/achieve-financial-peace-of-mind</link><description><![CDATA[  Why You Need an Emergency Fund  
Emergencies can come in many forms. Medical bills, car repairs, home maintenance, or changes in employment are just a few examples. An emergency fund allows you to ...]]></description><pubDate>Wed, 14 Jan 2026 19:20:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/achieve-financial-peace-of-mind</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-135]]></dc:identifier></item><item><dc:creator><![CDATA[Lynn Scott]]></dc:creator><title><![CDATA[New Year, New Budget]]></title><link>https://www.fsb.bank/Education/Blog/new-year-new-budget</link><description><![CDATA[ We want to help you feel confident in 2026, so we’ve gathered some practical tips that we think will work for you.   Review Your 2025 Spending Habits  Before you jump ahead to 2026, look at what you ...]]></description><pubDate>Tue, 30 Dec 2025 17:37:00 GMT</pubDate><guid>https://www.fsb.bank/Education/Blog/new-year-new-budget</guid><dc:identifier><![CDATA[67371757-ee64-4dd2-9632-24b8dbef100d-134]]></dc:identifier></item></channel></rss>