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Business Checking

Business > Deposit Accounts > Business Checking

Banking That Keeps Up With Your Business

Running a business is hard work, and we understand that your time is valuable. Thats why First State Banks business checking accounts are designed to take the stress out of managing your day-to-day finances. With features that save time, streamline tasks, and give you more control, you’re free to focus on what matters most: growing your business.

Manage payments, make purchases, or get support when you need it. All our business checking accounts include:

  • Online and Mobile Banking: Pay bills, deposit checks, and stay in control—anytime, anywhere.
  • Free Debit Cards: Simplify everyday purchases without the extra fees.
  • Nationwide Surcharge-Free ATMs: Your money should always be within reach, no strings attached.
  • Expert Customer Service: Have questions? Our local customer service team is here to offer support and guidance for your business banking needs.

The Right Account For Your Business

Whether you’re just starting out or managing a high volume of transactions, there’s an account that’s perfect for you:

Small Business Checking
This Account Is...
Simple and affordable for businesses with lower transaction needs.
Minimum Balance to Open
$50
Average Minimum Monthly Balance
N/A
Monthly Maintenance Fee
$5
Earnings Credit
N/A
Transactions
First 150 Items FREE 151+ $0.50/Per Item (Debits/Credits/Deposited Items)
Small Business Relationship Checking
About the Account:
Ideal for moderate cash flow and steady balances. Best for balances between $10,000–$500,000 and cash deposits over $5,000/month.
Minimum Balance to Open
$50
Average Minimum Monthly Balance
N/A
Monthly Maintenance Fee
$5
Earnings Credit
Earnings credit based on average of 90% of your collected Business Checking Account balances
Transactions
First 200 Items FREE 201+ $0.40/Per Item (Debits/Credits/Deposited Items)
Business Relationship Checking
About the Account:
Built for businesses with high transaction activity.
Minimum Balance to Open
$50
Average Minimum Monthly Balance
N/A
Monthly Maintenance Fee
$5
Earnings Credit
Earnings credit based on average of 90% of your collected Business Checking Account balances
Transactions
Unlimited Items Usage Fees Apply
Business Interest Checking
This Account Is...
Earn more while you manage your money.
Minimum Balance to Open
$50
Average Minimum Monthly Balance
$10,000 To avoid monthly maintenance fee and transaction fees
Monthly Maintenance Fee
$25
Earnings Credit
N/A
Transactions
Unlimited Items No Per Transaction Fees Assessed if Min Average Monthly Balance is Maintained

Find out which account is right for you

Find out in 30 seconds which business accounts works for you

Open a Business Checking Account Today

Ready to get started managing your business's day-to-day finances? Give us a call at 866-372-1275 or stop by the First State Bank branch nearest you to open your account.

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