Banking Solutions

Build Credit, Buy a Home, & Reach Your Goals

Whatever your financial goals—buying a home, improving your credit, or protecting your accounts—we have solutions to help you get there.

Education>Masthead Diamond - Lower Right

Open Door Grant

If high rent and rising costs have made saving for a down payment difficult, the Open Door Grant may help. This one-time grant assists with down payment and closing costs when you finance your home through First State Bank.

Down payment & closing cost assistance
Makes homeownership more accessible
Applied directly to your First State Bank mortgage loan

Open Door Grant

MSHDA Grant

Looking for additional homebuying assistance? You may qualify for funding through the Michigan State Housing Development Authority (MSHDA) Grant Program.

Find Out If You Qualify

RI$E Credit Booster Loan

Build Credit. Save Money. Improve Your Financial Future.

Designed to help you establish or rebuild credit, the RI$E Credit Booster Loan offers a structured way to improve your credit score while building savings.

On-time payments are reported to credit bureaus
Improve your credit score with responsible use
Grows your savings while you build credit

Give Your Credit a Boost

Banking Solutions>RI$E Credit Booster Loan

RI$E Checking Account

A fresh start just for you! RI$E Checking is designed for those looking to rebuild their financial foundation.

No overdraft fees—only spend what’s in your account
Access to financial tools to help you manage money smarter
A simple, secure way to spend smarter.

Explore RI$E Checking

Account Security & Fraud Protection

First Alerts: Stay ahead of suspicious activity with real-time alerts that notify you immediately of important changes to your accounts.

Instant alerts on account activity
Helps detect fraud early
Customizable notifications based on your preferences.

FSB Fraud Alerts: Protect yourself from fraud with automated alerts that warn you about unusual or potentially fraudulent transactions.

Immediate text or email alerts for suspicious transactions
Secure, fast, and automatic fraud detection
24/7 monitoring for peace of mind

Banking Solutions>Account Security & Fraud Protection

Better Financial Health is Within Reach

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