Protect Your Accounts With Confidence

Protecting your business accounts is more important than ever. As a busy business owner, you don’t have time to monitor every transaction. Positive Pay safeguards your money by catching unauthorized or altered checks and ACH transactions before they can affect your account. With this smart fraud prevention tool, you can focus on growing your business—not worrying about your accounts.

With Positive Pay, You Can:

• Prevent Check Fraud: Catch unauthorized or altered checks before they clear.
• Guard Against ACH Fraud: Block or filter suspicious ACH transactions.
• Save Time and Money: Automate reconciliation and reduce manual errors.
• Stay in Control: Approve or reject flagged transactions in real-time.

How Positive Pay Works:

• Fraud Detection for Checks: Send us an electronic file of issued checks. When a check is presented for payment, we match it to your file and flag any discrepancies for your review.
• Protection for ACH Transactions: Use blocks and filters to stop unauthorized ACH debits and credits before they hit your account.
• Automated Reconciliation: Keep things running smoothly with automated reports and faster fraud detection.