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Scammers are using tactics to target unsuspecting customers. We ask for you to be diligent in protecting your banking information! Please note that our representatives will never call and ask customers for Login Credentials, card information, or detailed account information. If you receive a call from anyone claiming to be from the First State Bank (FSB) fraud department and their inquiries include requests for the info above, please do not share that information. 

If you receive a call that appears suspicious, disconnect the call and contact First State Bank immediately at 866-372-1275. If it is after hours, leave a message regarding your concern and we will contact you on the next business day.

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Positive Pay

Business > Protect > Positive Pay

Protect Your Accounts With Confidence

Protecting your business accounts is more important than ever. As a busy business owner, you don’t have time to monitor every transaction. Positive Pay safeguards your money by catching unauthorized or altered checks and ACH transactions before they can affect your account. With this smart fraud prevention tool, you can focus on growing your business—not worrying about your accounts.

With Positive Pay, You Can:

  • Prevent Check Fraud: Catch unauthorized or altered checks before they clear.
  • Guard Against ACH Fraud: Block or filter suspicious ACH transactions.
  • Save Time and Money: Automate reconciliation and reduce manual errors.
  • Stay in Control: Approve or reject flagged transactions in real-time.

How Positive Pay Works:

  • Fraud Detection for Checks: Send us an electronic file of issued checks. When a check is presented for payment, we match it to your file and flag any discrepancies for your review.
  • Protection for ACH Transactions: Use blocks and filters to stop unauthorized ACH debits and credits before they hit your account.
  • Automated Reconciliation: Keep things running smoothly with automated reports and faster fraud detection.
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Cash Management

Streamline your business with Cash Management services from First State Bank.

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Business Checking

First State Bank business checking accounts takes the hassle out of the day-to-day management of your business finances.

Take Control of Your Account Security

Enrolling in Positive Pay is easy. Visit your nearest First State Bank branch,
call us, or email our Cash Management team to get started.

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