Solutions That Work for Your Municipality

At First State Bank, we’re more than just a bank—we’re your dedicated financial partner, committed to helping municipalities thrive. As a proud member of Macomb County, we understand the unique financial needs of local government entities and offer solutions designed to support economic growth and community success.

• Supporting Local Growth: Banking with us means keeping funds within the community, strengthening the local economy.
• Tailored Financial Strategies: We provide specialized solutions designed specifically for municipalities and government entities.
• Personalized Service: Your dedicated Municipality Ambassador is always available to provide expert guidance and customized recommendations.
• Convenience on Your Terms: No need to visit a branch; we’ll meet you at a location that works best for you.

Municipal Deposit Accounts

Municipal Checking: An interest-earning checking account tailored to government entities

• Tiered interest rates to maximize earnings
• Flexible cash management tools to enhance efficiency and reduce costs
• Seamless integration with financial management software like QuickBooks®

Municipal Certificates of Deposit (CDs): A low-risk savings option with a guaranteed rate of return