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Accelerate Business Loans

Business > Grow Your Business > Accelerate Business Loans

Financing To Drive Your Business Forward

When it’s time to grow, our business loans make it easier to move forward. First State Bank’s Accelerate Business Loan program offers small and medium-sized businesses the flexible financing they need to achieve their goals. Whether you’re covering short-term needs or pursuing long-term opportunities, we’re here to help you accelerate your next move.

Everything You Need To Fund What’s Next
  • Accessible Funding: Loan amounts from $25,000 to $250,000 to fit your needs.
  • Competitive Terms: Flexible repayment options tailored to your goals.
  • Local Expertise: Quick approvals from decision-makers who know your community.
  • No Surprises: No prepayment penalties on select loans.

Accelerate Loans can not be used to finance real estate.

Accelerate Business Line of Credit

When your small to medium-sized business needs access to cash for short-term needs, the Accelerate Business Line of Credit can be an ideal solution to help your company meet its growth goals.    

Details:

  • Amount: $25K - $250k (Capped at 15% of Company’s Prior Fiscal Year End Sales Revenue)
  • Tiered Interest
  • Term: On demand
  • Collateral: All Business Assets (ABA), Other (TBD)
  • No prepayment penalty
  • Payment from an FSB Business account via EFT/ACH will be required
  • Minimum payment due is interest-only
  • Minimum of two years in business
  • An annual fee and processing fee will apply

Accelerate Business Term Loans

We believe in supporting local businesses and we're committed to helping your small to medium-sized business thrive. When you need financing to take advantage of a business opportunity, an Accelerate Business Term Loan can help you take the next step.

Details:

  • Loan Amount: $25,000 - $250,000. Loan amount is capped at 15% of company's prior fiscal year-end sales revenue
  • Tiered interest
  • Terms: 36 months - 60 months, based on purpose and collateral of loan
  • Amortization: Same as term of loan
  • Collateral: All Business Assets (ABA), Commercial Vehicle, Commercial Equipment, or Other
  • A prepayment penalty may be incurred
  • Payment from an FSB Business account via EFT/ACH will be required
  • Monthly payment will consist of P & I
  • Minimum of two years in business
  • A processing fee will apply
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