For Those Who Serve
Supporting Those Who Support Our Communities
At First State Bank, we’re proud to give back to those who give so much to our communities. Our Community Heroes Mortgage makes homeownership easier and more affordable for teachers, EMTs, paramedics, police officers, and fire professionals.
- Borrow More: Finance up to 99% of your home’s purchase value.
- Keep Monthly Costs Low: Reduced mortgage insurance costs compared to traditional programs.
- Choose What Works For You: Choose from a variety of term lengths to fit your lifestyle.
Eligibility
Who Can Apply?
If you’re a teacher, EMT, paramedic, police officer, or fire professional, you may qualify for this program. Approval is based on credit score and debt-to-income requirements, and employment verification is required.
Calculators
Crunch Your Numbers
How much home can you afford? Use the Home Affordability Calculator to determine the home price and monthly housing cost you can afford.
How much does it cost to buy versus to rent? Use the Home Rent vs Buy Calculatorto compare the cost of buying and renting over the coming years.