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Community Heroes

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For Those Who Serve

Supporting Those Who Support Our Communities

At First State Bank, we’re proud to give back to those who give so much to our communities. Our Community Heroes Mortgage makes homeownership easier and more affordable for teachers, EMTs, paramedics, police officers, and fire professionals.

  • Borrow More: Finance up to 99% of your home’s purchase value.
  • Keep Monthly Costs Low: Reduced mortgage insurance costs compared to traditional programs.
  • Choose What Works For You: Choose from a variety of term lengths to fit your lifestyle.

Eligibility

Who Can Apply?

If you’re a teacher, EMT, paramedic, police officer, or fire professional, you may qualify for this program. Approval is based on credit score and debt-to-income requirements, and employment verification is required.

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Ready to take the next step? Call us, stop by your nearest branch,
or apply online today - we can’t wait to help you get started.

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