Avoid Overdrafts with Smart Solutions

Even with careful money management, sometimes an unexpected expense leads to an overdraft. A Flexible Line of Credit from First State Bank is an option that can help you avoid the declined transactions and fees related to overdrawing your account.

On Demand & Automatic Protection

A Flexible Line of Credit is a personal revolving line of credit that can be connecting to your First State Bank checking account. Your line of credit can be used on demand by initiating a transfer in online banking or at an ATM, or automatically in the event that your connected checking account has insufficient funds.

Repayments to your Flexible Line of Credit are made on the balance and interest, not fees.