When Traditional Loans Don't Fit, We Make It Work.
Homeownership isn’t one-size-fits-all, and neither are our loans. If a conventional loan doesn’t fit your situation or property, a Portfolio Loan from First State Bank might be the perfect fit. With flexible options designed to meet your needs, we’re here to help get you the home you deserve.
- Flexible Solutions: Customized financing options for unique borrower situations or unconventional properties.
- Personalized Support: Work one-on-one with our experienced lenders to find a custom solution that fits you.
- Local Decision-Making: Faster approvals and custom solutions from a team that knows your community.
Is a Portfolio Loan Right for You?
Portfolio Loans may be the solution if:
- Your property doesn’t meet conventional lending standards.
- Your financial situation is complex or outside the box.
- You’re self-employed or recently started a business.
- You’ve been told “no” elsewhere and need a creative lending option.
Our custom Portfolio Loan product is designed to help when others can’t, making homeownership possible for more borrowers.