BUSINESS

Business Savings

Business > Deposit Accounts > Business Savings

Level Up Your Business Savings

At First State Bank, we help your business grow with savings solutions that give you what you need to meet your goals. Whether you’re building a reserve for future growth, saving for a major purchase, or looking to earn interest, we’ve got the right account for your business.

Business Savings

The Choice Is Yours

Perfect for businesses looking to grow their funds while keeping cash accessible.

Earns Interest

Tiered-rate account

Withdrawals

Unlimited in-person or ATM withdrawals

Monthly Service Charge

$5 if minimum balance is not maintained which increases to $7 if account is inactive 730 days

Minimum Balance to Avoid Service Charge

$1,000 Minimum Daily Balance

Business Money Market

The Choice Is Yours

An interest-earning account that rewards higher balances.

Earns Interest

Competitive tiered interest rates.

Withdrawals

Up to six free debits per month

Monthly Service Charge

$10

Minimum Balance to Avoid Service Charge

$10,000 Minimum Daily Balance

Business Certificate of Deposit (CD)

The Choice Is Yours

High-yielding, FDIC-insured savings.

Earns Interest

Fixed rate based on term selected.

Withdrawals

Withdrawals made before the maturity date may result in a substantial penalty.

Monthly Service Charge

N/A

Minimum Balance to Avoid Service Charge

N/A

Level Up Your Business with Smarter Savings

All of our business savings accounts include:

Competitive Interest Rates: Watch your savings grow as your business does.
Flexible Account Options: Choose accounts that fit your financial strategy.
Anytime Access: Manage your accounts online or through our mobile app.
Expert Support: Work with our team to find the best options for your goals.
Easy Integration: Download data directly into financial software like QuickBooks®.
Surcharge-Free Nationwide ATMs: Access your funds wherever your business takes you.
Free Debit Card: Use like a credit card for direct access to your account.

Full FDIC Coverage for Your Deposits

Have a large cash deposit? First State Bank is a member of the IntraFi® Network Deposits, offering ICS® & CDARS® which allows your business to access millions in FDIC insurance at participating network banks while working directly with First State Bank.

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