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Michael Paliwoda

Mortgage Loan Consultant
NMLS #811963

With over 10 years of experience in mortgage and banking, Mike is dedicated to helping clients navigate the home financing process with confidence. He brings a personalized approach to every interaction, taking the time to understand each client’s unique financial goals and crafting solutions that fit their long-term plans. Mike’s background in business, combined with his insight into market trends and lending strategies, makes him a trusted resource for borrowers at all stages.

Based in Fraser, Mike is proud to be part of a community-focused team at First State Bank, where in-house collaboration and a full suite of portfolio products—like the Bridge Loan—enable fast, efficient service. Outside the office, he enjoys working out, being outdoors, and spending quality time with his 12-year-old daughter, Lana. He’s also active in his community through volunteer work and involvement at at daughters charter school.

Clinton Township: Hayes & Loan Center

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First State Bank NMLS ID 462643

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