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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Your Hometown Bank

More than the way you bank, it's the way you live.

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Few Things in Life Are Certain

CD Specials

4.00%1 APY
4-Month CD

3.90%1 APY
7-Month CD

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Shop Local Macomb

When you shop at a locally owned establishment from November 21 - December 7, snap a photo of yourself shopping local.

Money Works, Not Money Worries-Home Equity Options

Money Works, Not Money Worries

Home Equity Specials

Rates as low as 6.49% APR3 for the first 12 months
Variable rates as low as 7.5% APR4 thereafter
Home Equity Line of Credit

Rates as Low as 7.99% APR5
Home Equity Loan | Fixed- Rate 5-Year Term

HOT DOGGIN' SAVINGS

HOT DOGGIN' SAVINGS

Minor Savings Account

It's time to roll up your sleeves and sizzle your
way to amazing savings. Visit a branch to open a new Minor Savings account, and kids can get a $15 bonus deposit* on us!

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Banksgiving 2025

Public Voting is Now Closed

The winners will be announced on Tuesday, December 2.

Why Us

We don't just work here, we live here too. We're proud to be your neighbor and to share this community with you. Being local means that we understand the market, and we understand your financial goals which allows us to help you find the right solutions to achieve them.

First State Bank can deliver that small-town personalized customer care hand-in-hand with the exceptional products and convenient services. It's that combination of familiarity, convenience, and expertise that has been the foundation of our success for all of these years.

First State Bank History

What People Are Saying

One of our core values at First State Bank is being relationship-centric. One of the best ways to tend to relationships is through communication. If you have something worth sharing, please let us know. If you have feedback on your experience, we encourage you to "review us." After over 100 years of serving our neighborhood, it’s always nice to hear from you.

Paul Buscemi

Carmella Foods

The larger banks never really gave us the personal touch we get from First State Bank.

Charles J. Moran, President

iCare of Michigan

Your team's approach and treatment of our organization has left us genuinely in awe. The level of respect, dedication, and genuine care you've shown aligns perfectly with our mission and values.

C. Reichert

Eastpointe Customer

I have been banking with you for over 60 years. Love everything about this bank!

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