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BUSINESS

Commercial Lenders

Local Experts, Business-Focused Solutions

At First State Bank, our commercial lenders do more than process loans—they build relationships. As members of the community, they understand the local market and are committed to helping businesses grow. Whether you’re expanding, investing in new equipment, or need working capital, our team offers personalized solutions and quick, local decision-making to keep your business moving forward.

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Al DeFlaviis

Business Development Officer

With over 43 years of experience, Al is a trusted advisor to small and mid-sized businesses across the region. As Business Developent Officer, he offers expert guidance and superior customer service, backed by decades of experience in structuring financial solutions that help businesses grow.

A Wayne State University graduate, Al is committed to building strong relationships and supporting the local economy through First State Bank’s community-focused, locally driven approach. He enjoys working one-on-one with clients to help them reach their goals with confidence.

A Livonia resident, Al has been married for 44 years and enjoys time with his two children and two grandchildren. In his free time, he’s an avid sports fan, outdoorsman, and traveler. He is actively involved in the Italian American Delegates and Italian American Chamber of Commerce.

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