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Scammers are using tactics to target unsuspecting customers. We ask for you to be diligent in protecting your banking information! Please note that our representatives will never call and ask customers for Login Credentials, card information, or detailed account information. If you receive a call from anyone claiming to be from the First State Bank (FSB) fraud department and their inquiries include requests for the info above, please do not share that information. 

If you receive a call that appears suspicious, disconnect the call and contact First State Bank immediately at 866-372-1275. If it is after hours, leave a message regarding your concern and we will contact you on the next business day.

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Commercial Lenders

Local Experts, Business-Focused Solutions

At First State Bank, our commercial lenders do more than process loans—they build relationships. As members of the community, they understand the local market and are committed to helping businesses grow. Whether you’re expanding, investing in new equipment, or need working capital, our team offers personalized solutions and quick, local decision-making to keep your business moving forward.

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Bill Davidson

Commercial Loan Officer

Bill brings a customer-first approach to banking, guided by a simple philosophy: treat every client the way you would want to be treated. He is committed to making himself available to customers when they need him, taking the time to understand their unique financial needs and helping them find solutions that support their goals.

Bill believes that strong relationships, personalized service, and accessibility are what set great bankers apart. He is dedicated to working closely with clients to provide guidance, answer questions, and help them navigate important financial decisions with confidence.

He holds a Master of Science degree from Walsh College and a Bachelor of Arts degree from Lewis University.

Outside of work, Bill is a proud father of three children and grandfather to one granddaughter. In his free time, he enjoys golf, attending sporting events, and traveling.

Chesterfield Township
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