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Scammers are using tactics to target unsuspecting customers. We ask for you to be diligent in protecting your banking information! Please note that our representatives will never call and ask customers for Login Credentials, card information, or detailed account information. If you receive a call from anyone claiming to be from the First State Bank (FSB) fraud department and their inquiries include requests for the info above, please do not share that information. 

If you receive a call that appears suspicious, disconnect the call and contact First State Bank immediately at 866-372-1275. If it is after hours, leave a message regarding your concern and we will contact you on the next business day.

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Commercial Lenders

Local Experts, Business-Focused Solutions

At First State Bank, our commercial lenders do more than process loans—they build relationships. As members of the community, they understand the local market and are committed to helping businesses grow. Whether you’re expanding, investing in new equipment, or need working capital, our team offers personalized solutions and quick, local decision-making to keep your business moving forward.

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Frank Piro

Commercial Loan Officer

Frank Piro joined First State Bank in 2024, bringing 23 years of local banking experience. He is passionate about building lasting relationships with business clients and helping them achieve their financial goals through creative, client-focused solutions.

A Rochester Hills resident, Frank stays busy with his wife and their three children, all active in travel baseball and softball. He holds a Master’s in Finance from Walsh College and a Bachelor’s in Economics from the University of Michigan–Dearborn. Frank is proud to represent a bank that shares his commitment to supporting local businesses.

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