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Commercial Lenders

Local Experts, Business-Focused Solutions

At First State Bank, our commercial lenders do more than process loans—they build relationships. As members of the community, they understand the local market and are committed to helping businesses grow. Whether you’re expanding, investing in new equipment, or need working capital, our team offers personalized solutions and quick, local decision-making to keep your business moving forward.

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Linda Reetz-Kahl Photo

Linda Reetz-Kahl

Commercial Loan Officer

With over 40 years at First State Bank, Linda is known for her exceptional customer service and deep commitment to the community. She treats every client with the respect and care she would expect herself—offering dependable support even beyond traditional banking hours.

She’s an active member and past president of the Richmond Rotary Club, and volunteers with the Salvation Army and Live Rite. In her free time, she enjoys car shows, gardening, travel, 5Ks, and time with her dogs, BeeBee and Oberon.

Richmond
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