First State Bank can deliver that small-town personalized customer care hand-in-hand with the exceptional products and convenient services the bigger banks offer. Visit our full-service Richmond branch for all of your personal or business banking needs.
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Mon-Thurs 9:00 - 5:00Friday 9:00 - 6:00Saturday 9:00 - 12:00
Access your credit card account online.
Please email us, call Cash Management at 866-372-1275 or stop in at any branch.
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Personal Accounts
Get started with a checking or savings account today. Choose from our options and find an account that works best for you.
Personal Loans
Need money for college, a new vehicle, or for home equity loan to help get your life on the right path?
Personal Credit Cards
Explore your credit card options whether you're paying off debt, earning rewards, or building credit—there’s a credit card for you.
Mortgage Purchase
Your dream home starts with the right loan. Our mortgage team will make your purchase fast, easy, and personal.
Mortgage Refinance
Make your next move with a refinance that’s personal, simple, and guided by local experts.
Home Equity Loans
Tap into your home’s value with a team that helps you use it wisely and with confidence.
Business Credit Cards
A financial tool designed specifically for managing your business with options ranging from low rates to cash back and flexible rewards.
Business Line of Credit
The flexibility your business deserves to get things done so you can handle the unexpected, take advantage of opportunities, or cover short-term expenses.
Accelerate Business Loans
A program that offers small and medium-sized businesses the flexible financing they need to achieve their goals.
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