Joseph brings 24 years of experience in banking and lending to First State Bank. A graduate of the University of Michigan–Dearborn and Hillsdale College, he follows a business philosophy centered on honesty, clarity, patience, and kindness. Known for his accessibility, Joseph stands out by answering calls after hours and on weekends, while working to educate and position clients for successful homeownership.

A St. Clair Shores resident, Joseph is active in the community through the Kiwanis, Sigma Chi Fraternity alumni, the Grosse Pointe Board of Realtors Community Outreach Committee, and the De La Salle Pilot Business Association. In his free time, he enjoys kayaking, biking, reading, and renovating his home. Joseph is proud to be part of a team at First State Bank that values service, education, and community investment.