Skip Navigation

Scammers are using tactics to target unsuspecting customers. We ask for you to be diligent in protecting your banking information! Please note that our representatives will never call and ask customers for Login Credentials, card information, or detailed account information. If you receive a call from anyone claiming to be from the First State Bank (FSB) fraud department and their inquiries include requests for the info above, please do not share that information. 

If you receive a call that appears suspicious, disconnect the call and contact First State Bank immediately at 866-372-1275. If it is after hours, leave a message regarding your concern and we will contact you on the next business day.

Maintenance is scheduled for Sunday, March 15, between 12:01 am and 10:00 am.

The following services will be unavailable: Balance inquiries at ATMs, Online & Mobile Banking, and Instant Payments. You may receive an error message indicating technical difficulties. 

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

MORTGAGE

Mortgage Lenders

Back to List
Manny  Nino Photo

Manny Nino

Mortgage Loan Consultant
NMLS #830317

Whether you're buying, selling, refinancing, or building your dream home, Manny understands that choosing the right loan specialist is crucial. With market conditions and mortgage programs constantly evolving, clients need a lender who can provide quick, accurate, and reliable financial advice.

As a first-time homebuyer specialist, Manny takes great pride in guiding buyers through the exciting process of purchasing their first home, ensuring a smooth and informed experience every step of the way.

Outside of work, Manny enjoys spending quality time with his wife and three daughters. He is also an avid golfer, making time for the sport he loves whenever he can.

Clinton Township: Hayes & Loan Center

Let's Get Started

Give us a call today or contact one of our lenders
to see how we can help you find the mortgage loan that’s right for you.

First State Bank NMLS ID 462643

Personal>Mega Menu

Personal

Check Our Featured Offers

View Featured Offers
Mortgage>Mega Menu

Mortgage

Check Our Featured Offers

View Featured Offers
Business>Mega Menu

Business

Check Our Featured Offers

View Featured Offers
Education>Mega Menu

Education

Our Calculator Library Can Help Make the Most of Any Budget

Calculate Your Outcome
Community>Mega Menu

Community

Let’s Make an Impact in Our Community—Together

Connect With Us