With over 20 years of experience in the banking industry, Michael Caira brings extensive knowledge and a client-first approach to First State Bank. He prides himself on treating his clients the way he would like to be treated and focuses on building lasting connections with them and their families. Home financing needs change with the rhythm of life, and Michael strives to be there for his clients through every stage.

Outside of work, Michael enjoys spending time with his family, traveling, learning new things, and taking on a variety of DIY projects.