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Scammers are using tactics to target unsuspecting customers. We ask for you to be diligent in protecting your banking information! Please note that our representatives will never call and ask customers for Login Credentials, card information, or detailed account information. If you receive a call from anyone claiming to be from the First State Bank (FSB) fraud department and their inquiries include requests for the info above, please do not share that information. 

If you receive a call that appears suspicious, disconnect the call and contact First State Bank immediately at 866-372-1275. If it is after hours, leave a message regarding your concern and we will contact you on the next business day.

Maintenance is scheduled for Sunday, March 15, between 12:01 am and 10:00 am.

The following services will be unavailable: Balance inquiries at ATMs, Online & Mobile Banking, and Instant Payments. You may receive an error message indicating technical difficulties. 

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Michael Caira Photo

Michael Caira

Mortgage Loan Consultant
NMLS #136003

With over 20 years of experience in the banking industry, Michael Caira brings extensive knowledge and a client-first approach to First State Bank. He prides himself on treating his clients the way he would like to be treated and focuses on building lasting connections with them and their families. Home financing needs change with the rhythm of life, and Michael strives to be there for his clients through every stage.

Outside of work, Michael enjoys spending time with his family, traveling, learning new things, and taking on a variety of DIY projects.

Clinton Township: Hayes & Loan Center

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to see how we can help you find the mortgage loan that’s right for you.

First State Bank NMLS ID 462643

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