PERSONAL

RI$E Checking

Personal > Spend and Pay > Checking > Rise Checking Account

A Fresh Start for Your Finances

Need a fresh start with your banking? RI$E Checking has your back! It’s a simple, low-cost account that gives you the essentials—no hidden fees, no extra hassle. With easy access to banking, direct deposit, and helpful digital tools, you can manage your money with confidence and stay in control.

Simple, Low-Cost Banking

Open with just $25 – A small start for a big financial step forward.
$5 monthly maintenance fee – A low, predictable cost for everyday banking.
No overdraft fees – Spend only what you have, with no surprise charges.
Access to digital banking tools – Manage your money from anywhere.
No check writing – A simplified approach to spending.

RI$E Checking is a nationally certified account, meeting the standards set by The Cities for Financial Empowerment Fund.

The Tools You Need to Bank Smarter and Get Back on Track

Everyday Banking Essentials

Debit Card – Make secure purchases in-store or online.
Direct Deposit – Get paid faster with seamless deposits.
Online & Mobile Banking – Check balances, pay bills, and deposit checks anytime.
Allpoint ATM Access – Enjoy surcharge-free withdrawals at 43,000+ ATMs.
Check Cashing Services – No need to rely on costly alternatives.

Smart Financial Tools

RI$E Credit Booster Loan – A stepping stone to improving your credit (if qualified).
Secured Credit Card – Start building or repairing your credit with responsible use if qualified). No fee for transfers from a linked savings account or line of credit.

Know Your Costs

$3 per transaction for out-of-network ATMs.
$1.50 cashier’s check fee (in-branch).
No overdraft solutions – Transactions that exceed your balance will be declined.

Women on the go checking her banking app

Get the FSB Mobile Banking App

Move your money, pay bills,
and check balances anytime, anywhere.

Get Mobile

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Earn Rewards with First State Perk Points

With First State Perk Points, your purchases add up to points you can redeem for merchandise, gifts, and more.

Earn Rewards

Get Started Today

Start your path to financial wellness today!
Open a RI$E Checking account today and take the first step toward
smarter financial management. Visit a branch or contact us to learn more.

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