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Scammers are using tactics to target unsuspecting customers. We ask for you to be diligent in protecting your banking information! Please note that our representatives will never call and ask customers for Login Credentials, card information, or detailed account information. If you receive a call from anyone claiming to be from the First State Bank (FSB) fraud department and their inquiries include requests for the info above, please do not share that information. 

If you receive a call that appears suspicious, disconnect the call and contact First State Bank immediately at 866-372-1275. If it is after hours, leave a message regarding your concern and we will contact you on the next business day.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Policies & Disclosures

FDIC Coverage

Policies & Disclosures > FDIC Coverage

FDIC Coverage

Your deposits are protected at a higher level. The safest place for your money is still in the bank.

Safe. Protected. Insured.

You need to understand federal deposit insurance coverage limits to ensure that your funds are fully insured. The basic limits are below:

Coverage by Account Type

FDIC Coverage
Single Accounts (owned by one person)
$250,000 per owner
Joint Accounts (two or more persons)
$250,000 per co-owner
IRAs and certain other retirement accounts
$250,000 per owner
Trust Accounts
$250,000 per owner per beneficiary subject to specific limitations and requirements
Corporation, Partnership, or Unincorporated Association Account
$250,000 per corporation, partnership or unincorporated association
Government Account
$250,000 per official custodian
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