It is the policy of First State Bank to comply with the letter and spirit of all applicable state and federal consumer protection laws and regulation.

The federal fair lending laws are a group of laws that prohibits discrimination in credit transactions, including transactions related to residential real estate. These laws include the Fair Housing Act, Equal Credit Opportunity Act, Community Reinvestment Act, and the Home Mortgage Disclosure Act.

In accordance with the fair lending laws, First State Bank is committed to promoting fair housing choice and will not discriminate against any person on the basic of race or color, religion, national origin, sex, marital status, age, lawful source of income, familial status, handicap, disability, sexual orientation or gender identity.